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https://sites.google.com/view/skytrailcash-com-promo-code-faWith a debt consolidation loan, you take out a loan with a lower interest rate and use the funds to pay off your high-interest payday loan. Then you repay the debt consolidation loan over time.
Because the interest rate on a debt consolidation loan should be much lower and you pay it off over a longer period. This period is usually 12 to 84 months rather than within two weeks, the monthly payments are more manageable.
The payday loan consolidation process is made of a few basic steps.
Shop around for a lender that offers debt consolidation loans.
You may be able to prequalify with lenders, which won’t affect your credit. Prequalification isn’t guaranteed approval.
Once you choose a lender, fill out the full application.
The lender will review your credit reports and if your application is approved it will make a full offer.
Before signing, make sure you can afford that payment every month.
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